Concerned about a market crash? Understand the impact with a Portfolio DeepScan®
Financial Planning Built On Innovation®
Through technology integration and video conferencing software, we have created a personal and immersive virtual financial planning experience that focuses on understanding YOU, before giving investment advice.
How We Help You Plan
You start by connecting with one of our licensed financial professionals, so they can get a full understanding of your financial goals and concerns. Your advisor is a real person with a designated phone number and email so that you can always contact them if need be. Through a series of virtual meetings, they will review the current progress towards your financial goals and help you understand what is necessary to achieve them.
Financial Planning That Is Easy To Understand
Analysis Services
Foundation Review
Planning Checkpoint
Planning Checkpoint
"Does your household have a strong financial foundation?"
- A Foundation Review calculates your needs for cash reserves, proper insurance coverage, and what you are paying in investment fees.
Planning Checkpoint
Planning Checkpoint
Planning Checkpoint
"Do you know if you are currently on pace to hit your financial goals?"
- A Planning Checkpoint shows you if you are currently on track or off-track for retirement.
Goal Forecast
Planning Checkpoint
Portfolio DeepScan®
"Do you know what is necessary to hit all of your financial goals?"
- A Goal Forecast shows how much you need to have saved, how much you should be savings, and what return to target in order to hit your goals.
Portfolio DeepScan®
Cash Flow Hierarchy®
Portfolio DeepScan®
"What would happen to your portfolio if the Great Recession of 2008 repeated itself? "
- A Portfolio DeepScan® calculates how much your investments would lose in a market crash.
Cash Flow Hierarchy®
Cash Flow Hierarchy®
Cash Flow Hierarchy®
"How are you diversifying savings from a tax standpoint?"
- A Cash Flow Hierarchy® reviews your savings strategy so you can prioritize cash flow more efficiently.
Insurance Audit
Cash Flow Hierarchy®
Cash Flow Hierarchy®
"Could your annuity & insurance policies be better aligned with your financial goals?"
- An Insurance Audit breaks down the fees, performance, and features of your existing life and annuity polices.
Planning Services
Resilient Retirement®
Corporate Benefit Playbook
Resilient Retirement®
"If the market crashed tomorrow, could you still retire or stay retired?"
- A Resilient Retirement® Plan creates safeguards to protect your retirement from unforeseen market volatility.
Simple Rollover®
Corporate Benefit Playbook
Resilient Retirement®
"Do you have a retirement plan that is still with your previous employer?
- A Simple Rollover® will get your money back in alignment with your goals after just a few clicks!
Corporate Benefit Playbook
Corporate Benefit Playbook
Corporate Benefit Playbook
Do you have a strategy in place to maximize your corporate benefits?
- A Corperate Benefit Playbook shows you how to utilize company stock incentives, pension plans, and deferred compensation to expedite retirement.
RMD Roadmap®
Business Profit Blueprint
Corporate Benefit Playbook
Will your Required Minimum Distributions move you into a higher tax bracket?
- An RMD Roadmap is an advanced tax planning strategy designed to minimize your retirement tax burden through strategic retirement distributions, Roth conversions, and tax-sheltered savings.
Lasting Legacy
Business Profit Blueprint
Business Profit Blueprint
Could your wealth become multi-generational wealth?
- A Lasting Legacy helps you re-purpose excess retirement savings toward estate maximizations and tax advantaged inheretance.
Business Profit Blueprint
Business Profit Blueprint
Business Profit Blueprint
Does your take advantage of tax deferred and tax-free savings opportunities?
- A Business Profit Blueprint prioritizes your business profits to shelter the business from unnecessary taxes, protect key employees and save for retirement.
Choose The Experience That Is Right For You
At Cornerstone, our criteria for financial planning is simple. If you have a financial goal and a current investment account, we have a program for you. Each virtual financial planning program we offer caters to a different level of investment experience, so that you can choose a planning experience thats fits your level of readiness.
Program #1: Investment Strategy Review
Price: No Cost
Some Investors like to take the planning process one account at time. Through this program we focus on one specific account and analyze how it is performing in relation to your financial objectives.
This program is recommended for the NOVICE INVESTOR
Program #2: Comprehensive Financial Planning
Price: Starting at $55/month
Most investors prefer a comprehensive look at all accounts, a personalized game plan to achieve their financial goals, and support implementing new strategic investments. Through this program we focus on comprehensive analysis to show where you stand today in relation to your financial objectives. Then, we help you implement a plan to achieve your goals more efficiently.
This program is recommended for MOST INVESTORS
Program #3: Fee-Based Planning
Price: Starting at $125/month
Some investors prefer to analyze, compare, and implement investment strategies on their own. Through this program we provide additional context for those investment decisions by focusing on technical planning, such as quantification, scenario forecasting, investment allocations, and cash flow modeling.
This program is recommended for EXPERT INVESTORS
Choose The Program That Is Right For YOU
Investment Strategy Review
Comprehensive Financial Planning
Comprehensive Financial Planning
This program is recommended for
NOVICE INVESTORS
Live Meetings
- Investment Review
Planning Services
- Foundation Review
- Insurance Audit
- Simple Rollover®
- Open Architecture Investment Recommendations
Comprehensive Financial Planning
Comprehensive Financial Planning
Comprehensive Financial Planning
This program is recommended for
MOST INVESTORS
Live Meetings
- Financial Planning Review
- Analysis Review
- Strategy Implementation
Planning Services
- Foundation Review
- Insurance Audit
- Portfolio DeepScan®
- Planning Checkpoint
- Goal Forecast
- Cashflow Hierarchy®
- Resilient Retirement® Plan
- Simple Rollover®
- Open Architecture Investment Recommendations
Advanced Planning Services
- Additional Services Available For Add-On Cost
Review Services
- Semi-Annual Planning Checkpoint
- Semi-Annual Investment Review Meeting
- Annual Planning Review
Fee-Based Financial Planning
Comprehensive Financial Planning
Fee-Based Financial Planning
This program is recommended for
EXPERT INVESTORS
Live Meetings
- Financial Planning Review
- Analysis Review
- Strategy Session
Planning Services
- Foundation Review
- Insurance Audit
- Portfolio DeepScan®
- Planning Checkpoint
- Goal Forecast
- Cashflow Hierarchy®
- Resilient Retirement® Plan
Advanced Planning Services
- Investment Allocation Modeling
- RMD Roadmap®
- Corporate Benefit Playbook
- Additional Services Available For Add-On Cost
Review Services
- Quarterly Portfolio DeepScan®
- Quarterly Planning Checkpoint
- Quarterly Goal Forecast
- Semi-Annual Allocation Model Review
- Annual Planning Review
It's time to understand what you need from your savings.
A Financial Planning Solution For Investors Seeking Clarity
Our planning first approach gives you a true understanding of what is needed to meet your financial goals, and will help you align investment decisions with a strategic purpose.