Personalized Planning Services To Take You To New Heights

• Analyzing your current income, expenses, liabilities and net worth to calculate ample cash reserves.
• Completing a Planning Checkpoint™ to understand the status of current financial goals.
• Building a Corporate Benefit Playbook™ to optimize your employer sponsored investment plans.

• Reviewing your Financial Foundation to evaluate your insurance needs for life, income protection, and long-term care. 
• Completing an Annuity Audit™ to evaluate how your existing policies stack up against current opportunities in the marketplace.

• Creating a Goal Forecast to quantify what is necessary in order to hit your financial goals over time.
• Completing a Portfolio DeepScan® to evaluate the losses your asset allocation would suffer during a stock market crash.

• Prioritization of saving by tax category to have a Cash Flow Hierarchy®.
• Creating an RMD Roadmap® to have more control over Required Minimum Distributions.
• Building a Business Profit Blueprint to mitigate business taxes by redirecting revenues. 

• Setting a firm retirement date and quantifying how much savings will be needed to effectively retire.
• Consolidating your employer sponsored retirement accounts into one place through a Simple Rollover™. 
• Building a Resilient Retirement® to have more control over market volatility and its impact on your retirement plan. 

• Protecting wealth from long term care costs, state, and federal estate taxes.
• Organizing the future distribution of assets through proper estate planning documentation. 
• Mapping out a multi-generational wealth transfer strategy to create a Lasting Legacy™.

Does your household have a strong financial foundation? 

All financial plans require basic building blocks to be in place in order to plan for long term financial success.  Through our Financial Foundation Review, we evaluate your cash flow and net-worth to determine your ample cash reserves, as well as evaluate insurance needs for life, income protection, and potential long-term health care.

Are you on pace to hit all of your financial goals? 

Through this online financial planning analysis, you will see where you are in relation to your goals.  A Personal Planning Checkpoint will calculate the probability of success for your current financial goals. Based off of your current savings strategy & asset allocation we will show your saving's pacing in relation to your goals.

How much should you save and where should you save to hit your financial targets?

A Financial Goal Forecast is all about setting targets and understanding what is necessary in order to hit them over time.  Through this online financial planning process, we will build a plan that shows you how to reach the financial goals you are aiming to achieve. 

What would happen to your portfolio if the Great Recession of 2008 repeated itself, and how would it impact your goals?

Through this online financial planning analysis, we will show you the losses your asset allocation would have suffered during the 2008 stock market crash.  Then, we will run 1,000 different scenarios of market timing to see if you can still achieve your financial goals and give you an understanding of how resilient your current retirement plan actually is. 

From a tax standpoint, why do you save where you save? 

Mathematically speaking, money grows more effectively depending on how it is tax categorized. This online financial planning analysis will help you diversify your savings by tax categorization to maximize your cash-flow savings plan. Through this process you will gain more control over how future investment distributions impact your tax bracket.  

How old are your existing annuities & insurance policies? 

The insurance and annuity landscape changes every year due to mortality tables, market volatility, and interest rates.  Through this online financial planning analysis we can vet the marketplace to see how your existing products stack up against the current opportunities. 

 Could you retire or stay retired if the Great Recession of 2008 happened this year? 

A retirement plan that may not survive a market crash is lacking investment resilience.  Through this online financial planning process, we will build you a retirement plan that has a contingency strategy for market downturns.  A Resilient Retirement is built to give you more control over the uncontrollable, so that regardless of market volatility, your confidence in retirement stays resolute. 

Did you know you do not actually own your employer sponsored retirement account?

 A rollover lets you take back ownership of your money, so you can invest it on your terms. The process of consolidating all those old accounts into one place has never been easier! A Simple Rollover™ is an online financial planning tool that will get your money rolling back to you within 15 minutes.

Do you have a strategy in place to maximize your corporate benefits?

As you rise through the corporate ranks, complex opportunities, like deferred compensation and stock incentive plans, become more readily available. Capitalizing on these opportunities is key to achieving your financial goals more effectively.  A Corporate Benefit Playbook will show you how to leverage these benefits in order to maximize the impact on your financial goals.

Will your Required Minimum Distributions move you into a higher tax bracket? 

 The Required Minimum Distribution percentage from your retirement account increases every year after age 72.  Why? Because the IRS is smart!  An RMD Roadmap™ will help you plan ahead so you can flat line distributions, and enter higher tax brackets, only if you choose to do so.  The earlier you draw your map, the more tax control you will have later.  

Could your wealth become multi-generational wealth?

Building a Lasting Legacy™ is how we help you create generational wealth for your loved ones. Mapping out a multi-generational wealth transfer strategy gives you the power to choose how you are remembered.  Whether it is for your grandchildren's college costs,  your favorite non-profit, or anything else, a true Lasting Legacy evaluates safe investments that can turn new money into old money for generations to come. 

Is your business ready to take its financial strategy to the next level?  

Once a business becomes profitable it requires safeguards to be put in place that protect key employees & insure the business plan.  Through this online financial planning analysis, we review your business's revenue to see how it relates to your tax deductible savings, employee plans, & buy/sell agreement.  Then we will build you a playbook that prioritizes your cash-flow to maximize its value.